2-party AuthKey

2-party AuthKey transaction processing involves the merchant passing transaction details (including card or account numbers) directly to BPOINT. This involves the merchant first obtaining an auth key from BPOINT which can then be used for subsequent operations.

To make a payment you must, at minimum, perform the following:

  1. Create authkey
  2. Attach transaction details
  3. Attach payment method (card or bank account account details)
  4. Process transaction

If Authentication (3D Secure) is active with your integration, complete:

  1. emailAddress on Attach transaction details
  2. name on card details for Attach payment method

A more comprehensive description of the different 2-party txn flows can be found here.

Other supplementary options and flows can also be used:

OptionDescription
AuthenticationCustomer completes 3D Secure verification, reducing fraudulent transactions
Surcharging rate displayRetrieve biller surcharge details for display to customer
Surcharge confirmationRetrieve transaction surcharge details for display to customer
Fraud screeningAdvanced fraud screening can be enabled. Additional transaction details can also be submitted for more effective fraud screening.
Statement descriptorContact information to be printed on the cardholders' account statements
With tokenUse a token instead of actual card or bank account numbers